Improve your credit today!

Let Pam Folland, the Happy Credit Lady, help you get back on track. Pam is dedicated to showing you results! She specializes in new home purchases, helping hundreds of people buy a home last year, who did not originally qualify.
Pam offers credit counseling to help you fix questionable items on your report. She works independently which makes her services very affordable and effective. To sum it up, Pam cares about you and your credit and will not stop until you get the results you are looking for! Contact her today for more information.

Your credit is important to you. You know there are things you can do to improve your
score or maintain a high credit score, but actually doing those things can be more difficult.

Let us help you take steps to improve your credit outlook. Whether you need help with
credit counseling or with guidance in creating healthy financial habits for the future, we're here for you. Our mission here at Happy Credit Lady is to offer you personalized credit solutions to benefit your credit needs. At Happy Credit Lady, we have helpful solutions ranging from credit report counseling, help with removing collections, public records, and blemishes on your credit report. We can help you build your credit by getting you approved for different credit cards that will report to the credit bureus. Not only will we improve your score but we will educate you on how to keep a healthy credit score so you may obtain: Home loans, car loans with low interest rates, lower home owners insurance rate and lower car insurance rates. Your New credit score will save you hundreds, if not thousands of dollars a year.

You are viewing the text version of this site.

To view the full version please install the Adobe Flash Player and ensure your web browser has JavaScript enabled.

Need help? check the requirements page.